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3 Steps to Prioritize and Set Money Goals

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Like most people, you probably know you need to put more money aside for financial goals but haven’t quite done it yet. If you want to follow a simple process for identifying what’s important to you and then start putting money away to reach the goals, then these tips are for you.

Prioritize your goals.

Assuming you have enough money to pay your bills, put money towards any debt you might have and ship funds to a retirement account, decide how to prioritize the funds that remain. Financial Expert and Writer, Dorethia Kelly of TheMoneyChat.com believes in keeping your debt low and cash high. Kelly explains, “If you know your emergency fund has taken a beating, fund that first, then put more money towards paying down debt.” While she strongly emphasizes being debt free she also makes her clients focus on a fun goal. Saving money isn’t fun if you can’t enjoy life. Make sure you save for your fantasy sports league fees, a weekend getaway or even spa day. Pick the top three priorities you want to focus on now and then figure out how much they will cost you.

Read more at Huff Post where my article was picked up here.